{"id":457,"date":"2024-03-09T05:59:09","date_gmt":"2024-03-09T05:59:09","guid":{"rendered":"https:\/\/geeksmob.com\/?p=457"},"modified":"2024-03-13T05:59:20","modified_gmt":"2024-03-13T05:59:20","slug":"kredi-puaninizi-artirmaya-yonelik-ipuclari-nasil-iyilestireceginizi-ogrenin","status":"publish","type":"post","link":"https:\/\/geeksmob.com\/tr\/dicas-para-aumentar-seu-score-de-credito-saiba-como-melhorar\/","title":{"rendered":"Kredi puan\u0131n\u0131z\u0131 art\u0131rmaya y\u00f6nelik ipu\u00e7lar\u0131: nas\u0131l iyile\u015ftirece\u011finizi \u00f6\u011frenin"},"content":{"rendered":"

Finansman alabilmek, kredi alabilmek ve hatta daha y\u00fcksek limitli kredi kartlar\u0131na onay alabilmek i\u00e7in kredi notunun iyi olmas\u0131 \u015fartt\u0131r. Puan, ki\u015finin bor\u00e7 ve \u00f6deme ge\u00e7mi\u015fini yans\u0131tan, finansal kurulu\u015flara kredi alma konusunda ne kadar g\u00fcvenilir olduklar\u0131n\u0131 g\u00f6steren bir puand\u0131r. Puan\u0131n\u0131z\u0131 art\u0131rman\u0131n yollar\u0131n\u0131 ar\u0131yorsan\u0131z, burada baz\u0131 \u00f6nemli ipu\u00e7lar\u0131n\u0131n yan\u0131 s\u0131ra bu s\u00fcre\u00e7te yard\u0131mc\u0131 olabilecek ve d\u00fcnyan\u0131n her yerinden indirilebilecek uygulamalar bulunmaktad\u0131r.<\/p>\n\n\n\n

Faturalar\u0131 Zaman\u0131nda \u00d6deyin<\/strong><\/h2>\n\n\n\n

Ge\u00e7 fatura \u00f6demeleri kredi puan\u0131n\u0131z \u00fczerinde \u00f6nemli bir olumsuz etkiye sahip olabilir. Elektrik faturalar\u0131, kredi kartlar\u0131 ve krediler de dahil olmak \u00fczere t\u00fcm faturalar\u0131n\u0131z\u0131 son \u00f6deme tarihinden \u00f6nce \u00f6dedi\u011finizden emin olun.<\/p>\n\n\n\n

Finans Uygulamalar\u0131yla Organize Olun<\/strong><\/h3>\n\n\n\n
    \n
  • Nane<\/strong>: Bu uygulama, harcamalar\u0131n\u0131z\u0131 takip ederek ve fatura son tarihlerini hat\u0131rlatarak mali durumunuzu y\u00f6netmenize yard\u0131mc\u0131 olur.<\/li>\n\n\n\n
  • GuiaBolso<\/strong>: Mali durumunuzu d\u00fczenlemenize yard\u0131mc\u0131 olman\u0131n yan\u0131 s\u0131ra, bor\u00e7lar ve yat\u0131r\u0131mlar da dahil olmak \u00fczere mali durumunuz hakk\u0131nda genel bir bak\u0131\u015f sunan Brezilya'ya \u00f6zg\u00fc bir se\u00e7enek.<\/li>\n<\/ul>\n\n\n\n

    \u0130yi Bir Kredi Ge\u00e7mi\u015fini Koruyun<\/strong><\/h2>\n\n\n\n

    Uzun bir kredi ge\u00e7mi\u015fi finansal kurumlar taraf\u0131ndan olumlu kar\u015f\u0131land\u0131\u011f\u0131 i\u00e7in eski kredi kart\u0131 hesaplar\u0131n\u0131 kapatmaktan ka\u00e7\u0131n\u0131n. Kart kullanm\u0131yorsan\u0131z, kar\u015f\u0131layabilece\u011finizi bildi\u011finiz k\u00fc\u00e7\u00fck al\u0131\u015fveri\u015flerle kart\u0131n\u0131z\u0131 aktif tutun.<\/p>\n\n\n\n

    Kredinizi Takip Edin<\/strong><\/h3>\n\n\n\n
      \n
    • Serasa T\u00fcketici<\/strong>: Puan\u0131n\u0131z\u0131 \u00fccretsiz olarak kontrol etmenize olanak tan\u0131r ve puan\u0131n\u0131z\u0131 geli\u015ftirmek i\u00e7in ki\u015fiselle\u015ftirilmi\u015f ipu\u00e7lar\u0131 sunar.<\/li>\n\n\n\n
    • Boa Vista Olumlu T\u00fcketici<\/strong>: Ayr\u0131ca \u00fccretsiz puan dan\u0131\u015fmanl\u0131\u011f\u0131 ve mali sa\u011fl\u0131\u011f\u0131n\u0131z\u0131 y\u00f6netmeye y\u00f6nelik ipu\u00e7lar\u0131 sunar.<\/li>\n<\/ul>\n\n\n\n

      Krediyi Sorumlu Bir \u015eekilde Kullan\u0131n<\/strong><\/h2>\n\n\n\n

      Kredi kullan\u0131m\u0131n\u0131z\u0131 toplam limitin 30%'sinin alt\u0131nda tutmak puan\u0131n\u0131z\u0131 art\u0131rman\u0131za yard\u0131mc\u0131 olur. Bu, krediye a\u015f\u0131r\u0131 ba\u011f\u0131ml\u0131 olmad\u0131\u011f\u0131n\u0131z\u0131 ve mali durumunuzu sorumlu bir \u015fekilde y\u00f6netebildi\u011finizi g\u00f6sterir.<\/p>\n\n\n\n

      Kredi Y\u00f6netimi Uygulamalar\u0131<\/strong><\/h3>\n\n\n\n
        \n
      • Nubank<\/strong>: Uygulama, y\u0131ll\u0131k \u00fccreti olmayan bir kredi kart\u0131 olmas\u0131n\u0131n yan\u0131 s\u0131ra harcamalar\u0131n\u0131z\u0131 kontrol etmenize ve kredi limitinizin kullan\u0131m\u0131n\u0131 takip etmenize y\u00f6nelik ara\u00e7lar da sunmaktad\u0131r.<\/li>\n\n\n\n
      • Kredi Karmas\u0131<\/strong>: Baz\u0131 \u00fclkelerde mevcuttur, kredi puan\u0131n\u0131za ve kredi puan\u0131n\u0131z\u0131n nas\u0131l art\u0131r\u0131laca\u011f\u0131na ili\u015fkin bilgiler sa\u011flar.<\/li>\n<\/ul>\n\n\n\n

        \u00d6denmemi\u015f Bor\u00e7lar\u0131 M\u00fczakere Edin ve \u00d6deyin<\/strong><\/h2>\n\n\n\n

        A\u00e7\u0131k bor\u00e7lar puan\u0131n\u0131z\u0131 \u00f6nemli \u00f6l\u00e7\u00fcde d\u00fc\u015f\u00fcrebilir. Bu bor\u00e7lar\u0131 bir an \u00f6nce m\u00fczakere edip \u00f6demeye \u00e7al\u0131\u015f\u0131n.<\/p>\n\n\n\n

        Bor\u00e7 M\u00fczakere Ara\u00e7lar\u0131<\/strong><\/h3>\n\n\n\n
          \n
        • Do\u011fru Anla\u015fma<\/strong>: \u00c7e\u015fitli \u015firketlerle bor\u00e7 pazarl\u0131\u011f\u0131n\u0131 kolayla\u015ft\u0131ran, \u00e7evrimi\u00e7i \u00f6deme yapman\u0131z\u0131 sa\u011flayan uygulama.<\/li>\n\n\n\n
        • Quitai<\/strong>: Bor\u00e7lar\u0131 do\u011frudan cep telefonuyla m\u00fczakere etmek ve \u00f6demek i\u00e7in ba\u015fka bir se\u00e7enek.<\/li>\n<\/ul>\n\n\n\n

          Kredi T\u00fcrlerinizi \u00c7e\u015fitlendirin<\/strong><\/h2>\n\n\n\n

          Farkl\u0131 kredi t\u00fcrlerine sahip olmak (kredi kartlar\u0131, bireysel krediler, ipotekler gibi) ve hepsinde iyi bir \u00f6deme ge\u00e7mi\u015fine sahip olmak, puan\u0131n\u0131z\u0131 art\u0131rman\u0131za yard\u0131mc\u0131 olabilir ve farkl\u0131 bor\u00e7 t\u00fcrlerini y\u00f6netebildi\u011finizi g\u00f6sterir.<\/p>\n\n\n\n

          Kendinizi bilgilendirin ve finansal olarak kendinizi e\u011fitin<\/strong><\/h3>\n\n\n\n
            \n
          • Cep telefonlar\u0131<\/strong>: B\u00fct\u00e7enizi planlaman\u0131za ve g\u00fcncel tutman\u0131za yard\u0131mc\u0131 olman\u0131n yan\u0131 s\u0131ra finansla ilgili e\u011fitici i\u00e7erikler sunan mali kontrol uygulamas\u0131.<\/li>\n<\/ul>\n\n\n\n

            \u00c7\u00f6z\u00fcm<\/strong><\/h2>\n\n\n\n

            Kredi puan\u0131n\u0131z\u0131 y\u00fckseltmek disiplin, organizasyon ve hepsinden \u00f6nemlisi sab\u0131r gerektiren bir s\u00fcre\u00e7tir. Mali durumunuzu kontrol etmek, kredi kullan\u0131m\u0131n\u0131 izlemek, bor\u00e7lar\u0131 m\u00fczakere etmek ve finansal y\u00f6netim konusunda kendinizi e\u011fitmek i\u00e7in uygulamalar\u0131 kullanmak bu yolda \u00f6nemli ad\u0131mlard\u0131r. Finansal istikrara y\u00f6nelik her olumlu eylemin daha y\u00fcksek bir puana do\u011fru at\u0131lm\u0131\u015f bir ad\u0131m oldu\u011funu ve gelecekte daha iyi kredi f\u0131rsatlar\u0131n\u0131n kap\u0131lar\u0131n\u0131 aralad\u0131\u011f\u0131n\u0131 unutmay\u0131n.<\/p>","protected":false},"excerpt":{"rendered":"

            Ter um bom score de cr\u00e9dito \u00e9 fundamental para conseguir financiamentos, empr\u00e9stimos e at\u00e9 mesmo para aprova\u00e7\u00e3o de cart\u00f5es de cr\u00e9dito com limites mais altos. O score \u00e9 uma pontua\u00e7\u00e3o que reflete o hist\u00f3rico de d\u00edvidas e pagamentos de uma pessoa, indicando \u00e0s institui\u00e7\u00f5es financeiras o qu\u00e3o confi\u00e1vel ela \u00e9 para receber um cr\u00e9dito. Se […]<\/p>\n","protected":false},"author":1,"featured_media":459,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[],"class_list":{"0":"post-457","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-dicas"},"_links":{"self":[{"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/posts\/457","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/comments?post=457"}],"version-history":[{"count":1,"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/posts\/457\/revisions"}],"predecessor-version":[{"id":460,"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/posts\/457\/revisions\/460"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/media\/459"}],"wp:attachment":[{"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/media?parent=457"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/categories?post=457"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/geeksmob.com\/tr\/wp-json\/wp\/v2\/tags?post=457"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}